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Home > Terms & Conditions

Terms and Conditions of Website Use

Access to www.qfinance.com (the “Website”) is provided by Bloomsbury Information Limited (“Bloomsbury,” “we,” “our,” “us”). This page (together with any documents referred to on it) tells you the terms on which you may make use of the Website, whether as a guest or a registered user. Please read these terms of use carefully before you start to use the Website. By using the Website, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please do not access or use the Website.

Accessing the Website

Access to the Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Website without notice (see below). We will not be liable if for any reason the Website is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Website, or the entire Website, to users who have registered with us. All accounts must be registered with a valid personal email address that you access regularly. Accounts registered with someone else’s email address, or with temporary email addresses, may be terminated without notice.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our registration and security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time and to terminate your registration at any time without notice to you, if in our opinion you have failed to comply with any of the provisions of these terms of use. User names must not be inappropriate or offensive.

You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms, and that they comply with them.

Intellectual property rights

Unless otherwise stated, we are the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. For the purposes of these terms and conditions, “material” means material including, without limitation, text, graphics, images, video and sound material. Those works are protected by copyright and other intellectual property laws and treaties around the world. All such rights are reserved.

You may download and print extracts from material on the Website for your own personal and non-commercial use only. You must not download or print the material or extracts from it in a systematic or regular manner or otherwise so as to create a database in electronic or paper format comprising all or part of the material appearing on the Website. You may not distribute, transmit or disseminate any part of the material on the Website without our prior permission.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way or create derivative versions of such materials, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must retain all its copyright and other proprietary notices appearing on the Website and you must not use any part of the materials on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you wish to make any use of material on our site other than that set out above, please address your request to qfinance@bloomsbury.com

If you print off, copy or download any part of the Website in breach of these terms of use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

The names, images and logos (“Trade Marks”) identifying Bloomsbury Information Limited, Bloomsbury Publishing Plc, Qatar Financial Centre Authority (“QFCA”) or other third parties and their products and/or services are subject to copyright, design rights and trade mark laws. Nothing contained in these terms shall be construed as conferring any right to use any such Trade Marks.

Our site changes regularly

We aim to update the Website regularly, and may change the content at any time. If the need arises, we may suspend access to the Website, or close it indefinitely. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

Our liability

While we endeavour to ensure that the information provided on the Website is accurate and up to date, the material displayed on the Website (whether provided by us or a third party) is made available without any guarantees, conditions, warranties or representations as to its accuracy, completeness or reliability. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

  • All conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity.
  • Any responsibility or liability for any direct, indirect or consequential loss or damage (including without limitation loss of business, business opportunity or profits) incurred by any user in connection with the Website or in connection with the use, inability to use, or results of the use of the Website, any websites linked to it and any materials posted on it (whether caused by tort, breach of contract or otherwise, even if foreseeable).

You hereby expressly agree that you use the Website ‘as is’ and at your own risk and that any damage or loss arising from your use of it and/or any reliance placed on its contents are your sole responsibility.

This does not affect our liability for death or personal injury arising from our negligence, or any other liability which cannot be excluded or limited under applicable law.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy. By using and/or registering with the Website, you consent to such processing and you warrant that all data provided by you is accurate.

Uploading or submitting material to the website

Whenever you make use of a feature that allows you to upload or submit material to our site, or to make contact with other users of our site, you must comply with the content standards set out below. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.

Any material you submit or upload to the Website will be considered non-confidential and non-proprietary, and you grant us a non-exclusive, perpetual, royalty-free, worldwide licence to publish such material in any format, including without limitation print or electronic format and to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to the Website constitutes a violation of their intellectual property rights, or of their right to privacy or that it is defamatory of such person.

We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of the Website.

Publication of any material you submit to us will be at our sole discretion and we have the reserve the right to make additions or deletions to the text or graphics prior to publication, or to refuse publication. We further reserve the right to remove any material or posting you make on the Website if, in our opinion, such material does not comply with the content standards set out below.

Content standards

These standards apply to each part of any contribution as well as to its whole.

  • Be accurate (where they state facts)
  • Be relevant
  • Be genuinely held (where they state opinions)
  • Be original to you
  • Comply with applicable law in the UK and in any country from which they are posted.

Contributions must not:

  • Be obscene, offensive, hateful, threatening, racially offensive, inflammatory, incite violence or contain sexually explicit material
  • Advocate, promote or assist any illegal activity of any kind
  • Be defamatory of any person or violate another person’s privacy rights or otherwise contain unlawful material
  • Infringe any copyright, database right or trade mark of any other person or party
  • Be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence
  • Be used to impersonate any person, or to misrepresent your identity or affiliation with any person
  • Give the impression that they emanate or are endorsed by us, if this is not the case
  • Constitute spamming, advertising or promotion of goods or services.

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs, spyware, adware or other material which is malicious or technologically harmful or designed to adversely affect the operation of the Website or of any computer software or hardware. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the website via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks to protect your computer equipment, software, data or other proprietory material.

Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your convenience and information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Third party material

You may see advertising or other material submitted by third parties on the Website. Any third party uploading or submitting content or information for inclusion on the Website is solely responsible for such content and information, including ensuring that it complies with all relevant legislation and/or common law, regulations and/or codes of practice. We accept no responsibility or liability for the content of advertising or other third party material submitted to the Website, including without limitation, the lawfulness of such content or any error, omission or inaccuracy therein.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to the Website although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we may have made, as they are binding on you and your continued use of the Website will be deemed acceptance of the updated or amended terms. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on the Website.

Severence

If any of these terms are deemed to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which they are intended to be effective, then to the extent and within the jurisdiction in which any term is determined illegal, invalid or unenforceable, it shall be severed from these terms and the remaining terms shall survive and continue to be binding and enforceable.

Contact us

If you have any concerns about material which appears on our site, please contact qfinance@bloomsbury.com

Thank you for visiting www.qfinance.com.

QFINANCE is truly the most indispensable resource for both the budding finance professional and for those who consider themselves experts.
William D. Cohan, winner of the 2007 FT/Goldman Sachs Business Book of the Year Award