Definition of

credit report

Finance

information concerning person's or organization's creditworthiness information about the ability of a person or organization to pay back money that they owe, used by financial institutions in determining decisions relevant to granting credit

Recommended Further Reading (Term count)

Building an Efficient Credit and Collection Accounts System
This checklist outlines why you need efficient credit and collection accounts and some ways of setting them up.
Banks and Small and Medium-Sized Enterprises: Recent Business Developments
by Sergio Schmukler, Augusto de la Torre, María Soledad Martínez Pería
A common perception is that small and medium-sized enterprises (SMEs) cannot access appropriate financing. This perception is often supported by academic and policy circles’ “conventional wisdom” that banks are generally not interested in dealing with SMEs, mainly due to SMEs’ perceived opaqueness1 and higher informality.2 As capital markets do not compensate for these deficiencies in the banking sector, the need to receive special assistance,...
Securitization: Understanding the Risks and Rewards
by Tarun Sabarwal
In broad terms, securitization can be viewed as pooling receivables and selling claims to these receivables in capital markets. For example, a mortgage lender may pool together thousands of mortgages and sell claims on mortgage receivables to investors. Historically, the first securitizations in the 1970s in the United States were those of pools of mortgages. With the success of mortgage-backed securities, other groups of receivables were...

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Credit Ratings
Best Practice
The rating provides market participants with an opinion on the credit quality of a particular investment. Ratings from the major credit rating agencies have a strong track record, as reported in their default and transition studies. Over the long run, securities with a higher credit rating have
By David Wyss

Definitions of ’credit report’ and meaning of ’credit report’ are from the book publication, QFINANCE – The Ultimate Resource, © 2009 Bloomsbury Information Ltd. Find definitions for ’credit report’ and other financial terms with our online QFINANCE Financial Dictionary.

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